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Charleston is the capital and largest city of the State of West Virginia. It is located at the couence of the Elk and Kanawha Rivers in Kanawha County. As of the 2013 Census Estimate, it had a population of 50,821, while its metropolitan area had 224,743. It is a center of government, commerce, and industry. Early industries important to Charleston included salt and the first natural gas well. Later, coal became central to economic prosperity in the city and the surrounding area. Today, trade, utilities, government, medicine, and education play central roles in the city's economy.The first permanent settlement, Ft. Lee, was built in 1788. In 1791, Daniel Boone was a member of the Kanawha County Assembly.Charleston is the home of the West Virginia Power (formerly the Charleston Alley Cats and the Charleston Wheelers) minor league baseball team, the West Virginia Wild minor league basketball team, and the annual 15-mile (24 km) Charleston Distance Run. Yeager Airport and the University of Charleston are also located in the city. West Virginia University and the WVU Institute of Technology (aka West Virginia Tech), Marshall University, and West Virginia State University also have higher education campuses in the area.Charleston is also home to McLaughlin Air National Guard Base of the West Virginia Air National Guard.The city also contains public parks, such as Cato Park and Coonskin Park, and the Kanawha State Forest, a large public state park that sustains a pool, camping sites, several biking/walking trails, picnic areas, as well as several shelters provided for recreational use.The City of Charleston recognizes the Charleston Area Alliance as its economic development organization.

 

Huntington is a city in the State of West Virginia. A major river port, the city is in Cabell and Wayne counties at the couence of the Guyandotte River and the Ohio River. The first permanent settlement, Holderby's Landing, was founded in 1775 in what was then the Colony of Virginia. The City of Huntington was founded as the western terminus of the Chesapeake and Ohio Railway in 1871. It serves as the county seat of Cabell County.As of the 2010 census, the metropolitan area is the largest in West Virginia. It spans 7 counties across 3 states, with a population of 364,101. Huntington is the largest city in the MSA and the second largest city in West Virginia, with a population of 49,138 at the 2010 census. The Huntington-Charleston TV market is the 64th-largest in the nation.The city is the home of Marshall University as well as the Huntington Museum of Art; the Big Sandy Superstore Arena; the Huntington District-U.S. Army Corps of Engineers; the Collis P. Huntington Historical Society and Railroad Museum; Camden Park, one of the world's oldest amusement parks; the headquarters of the CSX Transportation-Huntington Division, the largest division in the CSX network; and the Port of Huntington-Tristate, the largest river port in the United States.The largest employers are Marshall University, Cabell Huntington Hospital, St. Mary�s Medical Center, CSX Transportation, the U.S. Army Corps of Engineers, , DirecTV, and the City of Huntington.The 2006 Warner Bros. motion picture We Are Marshall and the 2010 ABC series Food Revolution were filmed in Huntington.The growth of Huntington and its economy was originally based on steel processing, shipping, manufacturing, and transportation through the 1970s, then the city experienced deindustrialization which cost residents tens of thousands of low-skill, high-wage jobs. Huntington has since been adapting to the collapse of the region's steel industry. The primary industries have shifted to high technology, such as, the film and television industries, health care, biomedical technology, finance, tourism, and the service sector. The Customer Service Center in Huntington employs approximately 500�700 people.

 

Parkersburg, located at the couence of the Ohio and Little Kanawha rivers, is the third-largest city in the State of West Virginia. It is the county seat of Wood County and the largest city in the Parkersburg�Marietta�Vienna Metropolitan Statistical Area. The population was 31,492 at the 2010 census. Its peak of population was more than 44,000 in 1960. The city is about 14 miles south of Marietta, Ohio.The Baltimore and Ohio Railroad reached Parkersburg in 1857, but lacked a crossing over the Ohio River until after the American Civil War. When the B&O completed the Parkersburg Bridge (CSX) 1868-1870 to Belpre, it was the longest railroad bridge in the world.The Bureau of the Public Debt, an agency of the U.S. Treasury Department, was relocated from the Washington, D.C. metropolitan area in the late 20th century and headquartered in Parkersburg. In October 2012, it was merged with the Financial Management Service to form the Bureau of the Fiscal Service.

 

Morgantown is a city in and the county seat of Monongalia County, West Virginia. Situated along the banks of the Monongahela River, Morgantown is the largest city in North-Central West Virginia, and the base of the Morgantown, WV Metropolitan Statistical Area. It has a permanent population of 29,660 per the 2010 census, with West Virginia University adding several thousand seasonal residents to the city and surrounding area from September through May. Morgantown is best known as the home of West Virginia University and the one-of-a-kind Morgantown Personal Rapid Transit system.

 

Wheeling is a city in the State of West Virginia and is the county seat of Ohio County, but also has some subdivisions in Marshall County. Located along the Ohio River in the foothills of the Appalachian Mountains, Wheeling was originally a settlement in the British Colony of Virginia and later an important city in the Commonwealth of Virginia. Wheeling was the first state capital of West Virginia. Thanks to its location along major transportation routes, including the Ohio River, National Road, and the B&O Railroad, Wheeling became a manufacturing center in the late Nineteenth Century. After experiencing the closing of industry and substantial population loss following World War II, Wheeling's major industries now include healthcare, education, law & legal services, entertainment & tourism, and energy.Wheeling is the county seat of Ohio County and the principal city of the Wheeling Metropolitan Statistical Area. As of the 2010 census, the Wheeling, WV MSA had a population of 147,950 and the city had a population of 28,486.

 

Weirton (pron. WEER-ton) is a city located in the Northern Panhandle of West Virginia, United States. Most of the city is in Hancock County, with the remainder in Brooke County. As of the 2010 census, the city's population was 19,746. It is a principal city within the Weirton-Steubenville, WV-OH Metropolitan Statistical Area.Historically, Weirton's economy, as well as that of the region, was dominated by the steel industry, with the biggest employer being ArcelorMittal Steel.

 

Fairmont is a city in Marion County, West Virginia, United States. The population was 18,704 at the 2010 census. It is the county seat of Marion County.

 

Martinsburg is a city in and the county seat of Berkeley County, West Virginia, United States, in the state's Eastern Panhandle region. Its population was 17,227 at the 2010 census making it the largest city in the Eastern Panhandle and the ninth largest municipality in the state. Martinsburg is one of the core cities in the Hagerstown-Martinsburg, MD-WV Metropolitan Statistical Area.

 

Beckley is a city and county seat of Raleigh County located in West Virginia, United States. It was founded on April 4, 1838. Beckley was named in honor of John James Beckley, who was the first Clerk of the House of Representatives and the first Librarian of Congress. It was founded by his son Alfred Beckley (US Army general and Confederate militia commander, born in Washington, D.C.). The current mayor is Bill O'Brien

 

Clarksburg is a city in and the county seat of Harrison County, West Virginia, United States, in the north-central region of the state. It is the principal city of the Clarksburg, WV Micropolitan Statistical Area. The population of the city was 16,578 at the 2010 census. Clarksburg was named National Small City of the Year in 2011. (National League of Cities)

 

South Charleston is a city in Kanawha County, West Virginia, United States The population was 13,450 at the 2010 census. South Charleston was established in 1906, but not incorporated until 1919 by special charter enacted by the West Virginia Legislature. Its name is based on the city being located primarily on the south side of the Kanawha River, although it is actually northwest, not south, of the city of Charleston.The city is serviced by Interstate 64, U.S. Route 60, U.S. Route 119, West Virginia Route 601 and West Virginia Route 214, and is bisected by the Kanawha River. The city is serviced by the Kanawha Valley Regional Transportation Authority bus system. A general aviation airfield, Mallory Airport, is located off of Chestnut Street, approximately two miles south of U.S. Route 60, with the nearest commercial aviation service being at Yeager Airport in Charleston. South Charleston serves as the headquarters to the West Virginia State Police.In South Charleston are the headquarters of International Industries, the parent company of a group of subsidiaries founded in 1947 by James H. ""Buck"" Harless (now its president and CEO), based primarily in natural resources such as coal and timber, but which also include the manufacturing, hotel and real estate industries.

 

St. Albans is a city in Kanawha County, West Virginia, United States, at the couence of the Kanawha and Coal Rivers. The population was 11,044 at the 2010 census.

 

Vienna is a city in Wood County, West Virginia, along the Ohio River. It is next to Parkersburg. The population was 10,749 at the 2010 census. It is the third largest city by population in the Parkersburg-Vienna-Marietta metropolitan area.In 1794, Dr. Joseph Spencer gave the city its name after Vienna, New Jersey, where he had participated in a Revolutionary War battle. It began as a 5,000 acre settlement, a grant to Dr. Spencer for his services during the war. Charles R. Blair, was Vienna�s first mayor after it was incorporated in 1935. Vienna was known for Vitrolite production until the 1940s.

 

Bluefield is a city in Mercer County, West Virginia, United States. The population was 10,447 at the 2010 census. It is the core city of the Bluefield WV-VA micropolitan area, which has a population of 107,342.

 

Moundsville is a city in Marshall County, West Virginia, along the Ohio River. It is part of the Wheeling Metropolitan Statistical Area. The population was 9,318 at the 2010 census. It is the county seat of Marshall County. The city was named for the Grave Creek Mound. Moundsville was settled in 1771 by Samuel & James Tomlinson. (Elizabethtown, as Tomlinson's community was called, was incorporated in 1830. Nearby, the town of Mound City was incorporated in 1832. (The two towns combined in 1865.) Fostoria Glass Company (specializing in hand blown glassworks) was headquartered in Moundsville from 1891 to 1986. The retired West Virginia State Penitentiary operated in Moundsville from 1867 to 1995.

 

Bridgeport is a city in Harrison County, West Virginia, USA. The population was 8,149 at the 2010 census.The town of Bridgeport had its beginning in pre-American Revolutionary War times. In 1764, John Simpson entered the area and gave his name to Simpson Creek. Bridgeport was chartered in 1816. When the town was incorporated in 1887, it established the office of mayor and town council. The city currently employs a City Manager. Bridgeport is home to Meadowbrook Mall, a 100-store regional shopping complex serving North-Central West Virginia.

 

Oak Hill is a city in Fayette County, West Virginia, United States and is the primary city within the Oak Hill, WV Micropolitan Statistical Area. The micropolitan area is also included in the Beckley-Oak Hill, WV Combined Statistical Area. The population was 7,730 at the 2010 census. Country singer Hank Williams was discovered to be dead while the car in which he was a passenger was stopped in Oak Hill, and Oak Hill is generally accepted to be his place of death.

 

Dunbar is a city in Kanawha County, West Virginia, along the Kanawha River. The population was 7,907 at the 2010 census estimate. Dunbar was incorporated on April 19, 1921, by an Act of the West Virginia Legislature. Dunbar is on land that was originally occupied by Native Americans with 11 mounds identified in the residential areas. The land was granted to George Washington for his military service and was named for Mary Dunbar after she inherited the land from Washington, although other sources say it was named for Dunbar Baines, a prominent area banker. Dunbar was a farming community until industries began to evolve in the City with the opening of glass and bottling plants in 1912. The Gravely was invented in Dunbar in 1916.

 

Elkins is a city in Randolph County, West Virginia, United States. The community was incorporated in 1890 and named in honor of Stephen Benton Elkins (1841�1911), a U.S. Senator from West Virginia. The population was 7,094 at the 2010 census. It is the county seat of Randolph County. Elkins is home to Davis and Elkins College and to the Mountain State Forest Festival, held in early October every year.

 

Nitro is a city in Kanawha and Putnam counties in the State of West Virginia, along the Kanawha River. The population was 7,178 at the 2010 census. Nitro is a part of the Huntington-Ashland, WV-KY-OH, Metropolitan Statistical Area (MSA). As of the 2010 census, the MSA had a population of 287,702. New definitions from February 28, 2013 placed the population at 363,000.Nitro was incorporated in 1932 by Circuit Court.

 

Princeton is a city in and county seat of Mercer County, West Virginia, United States. The population was 6,432 at the 2010 census. It is part of the Bluefield, WV-VA micropolitan area which has a population of 107,342. It is the county seat of Mercer County. The town hosts the Princeton baseball club of the Appalachian League.

 

Hurricane /'h?r?k?n/ is a city in Putnam County, West Virginia, in the United States. The population was 6,284 at the 2010 census.Hurricane is a part of the Huntington-Ashland, WV-KY-OH, Metropolitan Statistical Area (MSA). As of the 2010 census, the MSA had a population of 287,702. New definitions from February 28, 2013 placed the population at 363,000.

 

Buckhannon is the only incorporated city in, and the county seat of, Upshur County, West Virginia, United States, and is located along the Buckhannon River. The population was 5,639 at the 2010 census. Buckhannon is home to West Virginia Wesleyan College and the West Virginia Strawberry Festival, held annually on the third week of May. The city is located 115 miles northeast from the capital city of Charleston and 140 miles south of Pittsburgh, Pennsylvania.The Sago Mine collapse occurred near Buckhannon on January 2, 2006, resulting in the deaths of 12 of 13 trapped miners. At the time, it was one of the worst mining accidents in the United States for several years and attracted national news coverage.

 

Charles Town, officially the City of Charles Town is a city in Jefferson County, West Virginia, and is also the county seat. The population was 5,259 at the 2010 United States Census.

 

Keyser (/'ka?z?r/) is a city in and the county seat of Mineral County, West Virginia, United States. It is part of the Cumberland, MD-WV Metropolitan Statistical Area. The population was 5,439 at the 2010 census.

 

New Martinsville is a city in Wetzel County, West Virginia, United States, along the Ohio River. The population was 5,366 at the 2010 census. It is the county seat of Wetzel County.

 

Grafton is a city in, and county seat of, Taylor County, West Virginia, USA. The population was 5,164 at the 2010 census. The only two national cemeteries in West Virginia are located in Grafton. Mother's Day was founded in Grafton on May 10, 1908; the city is the home to the International Mother's Day Shrine. Grafton was one of the first places to observe Memorial Day in the United States. Grafton is a junction point for the Baltimore and Ohio Railroad; the southwestern line wends its way to Clarksburg while the northwestern line runs through Fairmont then to Morgantown; to the East lies Piedmont, where it joins the old Piedmont and Cumberland Railway.

 

Ranson (formerly Corporation of Ranson) is a city in Jefferson County, West Virginia, United States. The population was 4,440 at the 2010 census. Although the Census Bureau listed it as a town in 2000, it is classified (along with all other municipalities with populations between two and ten thousand) as a city by state law.

 

Point Pleasant is a city in and the county seat of Mason County, West Virginia, USA, at the couence of the Ohio and Kanawha Rivers. The population was 4,350 at the 2010 census. It is the principal city of the Point Pleasant, WV-OH Micropolitan Statistical Area.

 

Westover is a city in Monongalia County, West Virginia, United States. The population was 3,983 at the 2010 census. It is included in the Morgantown, WV Metropolitan Statistical Area.

 

Weston is a city in Lewis County, West Virginia, United States. The population was 4,110 at the 2010 census. It is the county seat of Lewis County, and home to the West Virginia Museum of American Glass.

 

Lewisburg is a city in Greenbrier County, West Virginia, USA. The population was 3,830 at the 2010 census. It is the county seat of Greenbrier County.

 

Ravenswood is a city in Jackson County, West Virginia, United States, along the Ohio River. The population was 3,876 at the 2010 census.

 

Ripley is a city in and the county seat of Jackson County, West Virginia, United States. The population was 3,252 at the 2010 census.

 

Philippi (pronounced 'FILL-uh-pea') is a city in � and the county seat of � Barbour County, West Virginia, USA. The population was 2,966 at the 2010 census. In 1861, the city was the site of the Battle of Philippi, known as ""The Philippi Races"". Although a minor skirmish, this is considered the earliest notable land action of the American Civil War.Philippi is the home of Alderson Broaddus University, a four-year liberal-arts school affiliated with the American Baptist Churches.The city has a weekly newspaper, The Barbour Democrat.Philippi's economy was originally based on coal mining and the railroad industry, but both have declined severely since the mid-20th century. The town's major employers now include Alderson-Broaddus University and Broaddus Hospital. Many inhabitants work in the service industry, education, and family farming.

 

Pleasant Valley is a city in Marion County, West Virginia, United States. The population was 3,149 at the 2010 census.

 

Kenova is a city in Wayne County, West Virginia, at the couence of the Ohio and Big Sandy Rivers. The name of the town comes from its unique position where the borders of Kentucky, Ohio, and West Virginia meet. Founded in 1859 but not incorporated until 1894, the town's early history and development was centered on the railroad industry. It is home to a major Norfolk Southern Ohio River Bridge. CSX Transportation's former Chesapeake and Ohio Kanawha Subdivision travels through the town as well.The population was 3,216 at the 2010 census. Kenova is a part of the Huntington-Ashland, WV-KY-OH, Metropolitan Statistical Area (MSA). As of the 2010 census, the MSA had a population of 287,702. New definitions from February 28, 2013 placed the population at 363,000.The city is also near the site of the Southern Airways Flight 932 aviation disaster. In 1970, a plane carrying the Marshall University football team crashed on a hillside on approach to the Tri-State Airport, killing all on board. A movie about the tragedy, We Are Marshall, was released in 2006.

 

Williamson is a city in Mingo County, West Virginia, United States, along the Tug Fork River. The population was 3,191 at the 2010 census. It is the county seat of Mingo County, and is the county's largest and most populous city. Williamson is home to Southern West Virginia Community and Technical College. The Tug Fork River separates Williamson from South Williamson, Kentucky.Williamson is the site of a large rail yard built by the former Norfolk and Western Railroad (now Norfolk Southern Railway), which was built to service the many coal mines of the region. The city is protected by a floodwall, completed by the U.S. Army Corps of Engineers in 1991 in response to devastating floods along the Tug Fork River in 1977 and again in 1984. The wall incorporates floodgates along major access points which, when locked, form a solid barrier against floodwaters. There have only been two uses of the gates thus far: the first occurring in 2002 during a major flood in the region, and the second occurring in 2003, when only two lower lying gates were closed in anticipation of rising water levels.The local economy is largely fueled by coal mining, transportation, health care and retail.

 

Madison is a city and former coal town in Boone County, West Virginia, United States. The population was 3,076 at the 2010 census. It is the county seat of Boone County.

 

Kingwood is a city in and the county seat of Preston County, West Virginia, United States, and is part of the Pittsburgh DMA. Kingwood was founded in 1815. The population was 2,939 at the 2010 census. The West Virginia Zoo is located in Kingwood.

 

Follansbee is a city in Brooke County, West Virginia, United States, located along the Ohio River. It is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area. The population was 2,986 at the 2010 census.

 

Williamstown is a city in Wood County, West Virginia, USA, along the Ohio River. It is part of the Parkersburg-Marietta-Vienna metropolitan area. The population was 2,908 at the 2010 census. The Glass Company is located in the city.

 

Wellsburg is a city in and the county seat of Brooke County, West Virginia, United States. It is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area. The 2010 census recorded a population of 2,805. The diverse economy includes one paper mill, a glass gift outlet, several telemarketing facilities, and a factory that does metal fabrication plus plastics molding.

 

Hinton is a city in Summers County, West Virginia, United States. The population was 2,676 at the 2010 census. It is the county seat of Summers County. Hinton was established in 1873 and chartered in 1897. Hinton was named for John ""Jack"" Hinton, a prominent lawyer of Summers County and husband of Avis Gwinn Hinton, who owned the land upon which the city of Hinton is located.[citation needed] Hinton's complete downtown was placed on the National Register of Historic Places in 1984. There are several museums in Hinton, including the Veterans Memorial Museum, the Hinton Railroad Museum, and King's Civil War Museum. The City of Hinton is currently restoring the CSX passenger depot and the Freight Depot to be used as possible tourist draws in the future. City of Hinton Parks and recreation department has a water park complete with a water slide and swimming pool. They also have a 10,000 sq ft public fitness center.Part of Paramount's 1994 film Lassie was shot in Hinton.[citation needed]

 

Paden City is a city in Tyler and Wetzel Counties in the U.S. state of West Virginia, along the Ohio River. The population was 2,633 at the 2010 census.

 

Chester is a city in Hancock County, West Virginia, United States, along the Ohio River. It is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area. The population was 2,585 at the 2010 census. Chester was established in 1896, but not incorporated until 1907. The city is named after J. Chester McDonald, one of the city's original planners.Chester is home to the Chester teapot, the World's Largest Teapot.

 

White Sulphur Springs is a city in Greenbrier County, West Virginia, United States. The population was 2,444 at the 2010 census.

 

Petersburg is a city in Grant County, West Virginia, USA. The population was 2,467 at the 2010 census. It is the county seat of Grant County.

 

Spencer is a city in Roane County, West Virginia, United States. The population was 2,322 at the 2010 census. It is the county seat of Roane County. Spencer is the home of the annual West Virginia Black Walnut Festival. Points of interest include Charles Fork Lake, Chrystal Water and Power Company-Spencer Water and Ice Company, the McIntosh Mansion, and the Robey Theatre. Spencer is named for Spencer Roane, an early judge on the Virginia Supreme Court of Appeals.

 

Welch is a city located in McDowell County in the State of West Virginia. The population was 2,406 at the 2010 census. Incorporated as a city in 1893, it is the county seat of McDowell County.

 

Shinnston is a city and former coal town in Harrison County, West Virginia, United States, along the West Fork River. The population was 2,201 at the 2010 census.

 

Mannington is a city in Marion County, West Virginia, United States located in the hills of North-Central West Virginia. Known as Mannington since 1856, the town is rich with history and heritage � from Native American relics to frontiersmen and their settlements to Civil War legends. Perhaps what makes Mannington most unusual is the impact of the oil and gas boom in 1890 that literally changed the shape of the town. The population was 2,063 at the 2010 census.

 

Richwood is a city in Nicholas County, West Virginia, United States. The population was 2,051 at the 2010 census. A former coal and lumber boom town, the city's population once flirted with 10,000 but the closure of many underground coal mines caused many of Richwood's residents to leave the state in order to find work. The area is currently focusing on niche tourism as a means to revitalize the local economy. It calls itself the ""Ramp Capital of the World"" and hosts a large festival every April in honor of the pungent wild leek.While Richwood was the economic center for Nicholas County for most of the 20th Century, the county seat of Summersville has come to be the primary retail and business center during the past 25 years. This is mostly due to the improvement of U.S. Route 19 to a 4-lane highway and the development of business along the corridor. Richwood, however, is still by default the political and economic center of eastern Nicholas County, as it is the only incorporated city in the immediate area.

 

Belington is a city in Barbour County, West Virginia, along the Tygart Valley River. The population was 1,921 as of the 2010 census.

 

McMechen is a city in Marshall County, West Virginia, along the Ohio River. It is part of the Wheeling, West Virginia Metropolitan Statistical Area. The population was 1,926 at the 2010 census.

 

St. Marys is a city in Pleasants County, West Virginia, in the United States. The population was 1,860 at the 2010 census. It is the county seat of Pleasants County. St. Marys was established in 1849 by Alexander Creel, who is said to have had a vision of Mary while passing the to"

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population was 1,420 at the 2010 census.Benwood was chartered in 1853 and incorporated in 1895. The name of the city is derived from ""Ben's Woods"", as Benjamin McMechen (1777�1855) inherited that portion of land from the estate of his father, William McMechen (1724�1797), and built his homestead upon it. The neighboring city of McMechen is named after William McMechen and his family, who were among the earliest settlers of this area.

 

Sistersville is a city in Tyler County, West Virginia, United States, along the Ohio River. The population was 1,396 at the 2010 census. The Sistersville Ferry crosses the Ohio River to the unincorporated community of Fly in Monroe County, Ohio.

 

Pennsboro is a city in Ritchie County, West Virginia, United States. The population was 1,171 at the 2010 census. The city is located at the junction of U.S. Route 50 and West Virginia Route 74; the North Bend Rail Trail also passes through the city.

 

New Cumberland is a city in Hancock County, West Virginia, United States, along the Ohio River. It is the county seat and is part of the Weirton-Steubenville, WV-OH Metropolitan Statistical Area, a subsection of the Pittsburgh Tri-State. The population was 1,103 as of the 2010 census. It was also known historically as Cuppy Town and Vernon.

 

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West Virginia

 

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Anyway, an IOU or an invoice is not going to pay for expenditures, is it? For trucking agencies when the finances can be excellent one day and gone the next, it's up to the vehicle drivers to work sensibly and to ascertain they are leaving themselves with a considerable volume of time and money to get through the week till they are paid once again.

 

 



Factoringaccountsreceivables.Org

 

Except on river-bottom lands, on a few small plateaus, and in the northern end of the rolling, fertile Valley of Virginia in the Eastern Panhandle, farming is not extensive. (The population nevertheless is predominantly rural.) Apples, peaches, hay, corn, and tobacco are the principal crops, while broiler chickens, cattle, and dairy products lead in market receipts. West Virginia has extensive natural resources; it is among the nation's leading producers of bituminous coal, although coal production has declined. Natural gas, stone, cement, salt, and oil are also important. Utilizing these mineral resources are major glass, chemical (including synthetic textile), and high-technology industries; they are concentrated in the highly industrialized Ohio and Kanawha river valleys, with Charleston a leading center; Huntington and Parkersburg are also important. Other manufactures include primary and fabricated metals and machinery. Steel mills extend south from Pittsburgh, Pa., into the Northern Panhandle; Wheeling is a manufacturing hub there. Lumber has long been an important resource; about two thirds of the land is still forested, most of it in valuable hardwoods. Since the 1960s a number of federal offices and facilities have been built in West Virginia, and government service is a growing employment sector.

 

Factoring For Trucking

There's genuinely not a thing to be troubled about when it comes to working with a Factoring establishment-- they usually are not like a bank or a person who is going to leave you with a big mass of financial obligation to pay back. You give them legitimate invoices from job you have already wrapped up , you are just hastening the repayment process.

 

 



Factoringaccountsreceivables.Org

 

 

 

Factoring Companies Reviews

 

Factoring Companies Reviews

 

At one time or another, every company, even effective ones, have experienced poor money flow.

Cash flow does not have to be a problem any more. Do not be deceived -- banks are not the only places you can get funding. Other solutions are offered and you do not have to borrow. What is truck factoring ? One solution is called truck factoring. Truck Factoring is the process of offering invoices to a financier rather than waiting to gather the cash from the customer. Oh, the Irony- Trucking factoring has a paradoxical difference: It is the financial foundation of numerous of America's most successful companies. Why is this paradoxical ? Because trucking factoring is not taught in business colleges, is rarely discussed in company plans and is relatively unidentified to bulk of most of American company individuals.

Yet it is a monetary process that frees billions of dollars every year, allowing countless businesses to grow and prosper. Receivable Funding has been around for thousands of years. Staffing Factoring Businesses are financiers who pay cash for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your client has to pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a large portion of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a type of factoring in their retail transactions. Using the purest meaning of the word, these large consumer finance business are truly just large Receivable Loan Funding Businesses of customer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The shop gets paid practically instantly, although you do not pay up until you are ready.

For this service, the charge card company charges Sears a charge (typical common normal fees range from two to four percent of the sale). The Benefits Receivable Loan Funding can provide many advantages to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on an item that has actually currently been provided, a business can factor (sell) its receivables for cash at a little price cut off the dollar value of the invoice. Payroll, advertising efforts, and working capital are just a few of the business needs that can be satisfied with instant  cash.

Accounts Receivable Factoring offers the means for a manufacturer to renew inventory and make more products to sell: There is no longer a need to await for earlier sales to be paid. FACTORING is not just a money management device for producers: Almost any type company can benefit from Receivable Loan Funding. Generally, a business that extends credit will have 10 to 20 percent of its annual sales bound in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a customer s invoice, but you can offer that invoice for the cash to satisfy those obligations. Using trucking factoring companies is a fast and simple procedure. The factor purchases the invoice at a discount, typically a couple of percentage points less than the stated value of the invoice.

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The U.s. Truck Association
states that there are about
200,000 work with truck
companies and
250,000 personal providers trucking
companies licensed to
operate in the U.S. that carried,
according to their most current listings of millions of
items, materials and
standard materials .
There are several typical
carriers either going solo or in
groups on our nation
highways transferring these
important items to our
stores, manufacturingplants and harbors.

And  freight bill factoring
companies service
countless of them and offer their
accounts receivablesfinancing facilities
nationally counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies WV

 

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Factoring Companies Calculator
This calculator will show you how much you will make by using our Factoring Companies . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our Factoring Companies
Enter the principal balance of your Factoring Companies
(call your Factoring Companies lender and ask for the current payoff amount):
Enter the amount of your monthly Factoring Companies payment:
(invoice amount):
Enter the your Factoring Companies's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

View Our Truck Factoring Companies Videos For More Information

 

 

http://invoicefactoring.cc

 

 

Factoring Companies Reviews at Invoicefactoring.Cc

 

 

 

Only Companies with imagination can take it

 

"

�So, this is not a loan?� Roland Stone asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Roland smiled at him, shaking her head.�Not quite,� she said.Roland Stone owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Manuel. His company was called Harvey Trucking, named after both of his grandfathers, Elmer and Don. Both of these men had been very hardworking and had set a great example for Manuel.Six months ago disaster struck Manuel's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Roland depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Roland had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Roland was an excellent business man, and he certainly hadn't done anything wrong. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Roland knew she was employed by a Factoring company and that her name was Martha. Roland had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Martha explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Roland nodded. It sounded good to him, almost too good.Martha laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Martha smiled, agreeing. �Yes, we get a lot of that. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. We all need help sometimes. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Martha with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Roland filled the form out, with Martha available to help him if he needed it. The completed profile gave Martha and her company all the information they needed on Manuel's business, and with this information they would determine if this business would in fact be suitable for Factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Roland completed his form, Martha listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Martha took it and slid it into her briefcase. Standing up, she reached over the desk and shook Manuel's hand. He also stood up, and they smiled at each other. They said their goodbyes and Roland walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Martha and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Harvey Trucking. So he did it. For the second time in his short life he created a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Roland opened his eyes, sat forward, turned his computer on. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Factoring Companies Reviews at Invoicefactoring.Cc

 

 

 

Transportation Factoring Company

 

"

Moreno Truck & Haul have been operating their business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Moreno was a top rated accounts receivable mastermind of the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Times were great for everyone, and the cash was flowing.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed down. And worse yet, Moreno had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Moreno, Julio Lowe, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The number of clients who were late in their payments was continuing to grow.He had already been to the administrators to ask what the actual problem was. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. The had just gone!.The situation looked dire to Julio Lowe. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. At night he would speak to his wife Stella and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""What could you do differently?"" she would ask.Julio would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What could cause this ultimate death spiral of business?""I know what it is,"" Julio said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" All Stella could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Julio knew very well that Stella was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The next day Julio strolled into his office and was determined to sit down and make every phone call to every client who had owed Moreno money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Julio knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. Wasting money, wasting time - even with the best of intentions, Julio knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Tiffanyerley knocked at his door.

 

""Can I have a word with you Julio?"" she queried, standing in the doorway.

 

""Of course Tiffany, please come in."" Julio relaxed back into his chair and looked up at Tiffanyerley.""Well Julio, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" Tiffanyerley asked.""It does sound vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Julio interrupted ""Immediately?"".""Immediately, yes"" she added, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""I see,� Julio said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. We come to an agreement and the funding starts pouring out.�Julio was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Tiffany,"" he said.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Julio,"" she underlined a paragraph on the paper before him.""Just how flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" Julio said.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Julio took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Moreno. They did not want to throw away these relationships because they were having trouble paying their bills now. Julio knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time, if he handled these debtors incorrectly, could spell disaster for both of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Tiffany, thank you."" Tiffany stood up and left Julio's office, with the nice feeling of knowing that she may just have solved a very serious problem.Julio stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Moreno Truck & Haul with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. In fact, Moreno could receive up to fifty-percent cash advances upon load pick-ups. Julio was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Morris the good news,"" Julio muttered to himself.Julio's son-in-law, Morris, loved the idea behind Moreno and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. Julio knew then what struggles Morris would face but he encouraged him nonetheless. With the faltering economy, if a big fish like Moreno was hurting, a little guy like Morris was about to catch his death. But, an antidote may have been found in freight factoring and Julio was soon to find out.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Julio was beginning to find his way out of the hole his debtors had created for him.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They took that time and refocused effort to offering competitive prices in new territories. Julio recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Julio hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

More Only Companies with imagination can take it-Articles

 

 

Factoring Companies Reviews at Invoicefactoring.Cc

 

 

 

Trucking Factoring Company

 

Reasons why Trucking Companies Employ Factoring Companies.

 

As the manager of your own business, you may well be more than mindful already of the hardship in making sure that cash flow matters do not become a difficulty down the line. Anyway, the most awful thing that can quite possibly transpire for your enterprise is to find yourself embroiled in a long and problematic condition that leaves you forever trying to find the funds you need to have on an recurring manner.

 

For any business enterprise in this predicament, the complication can come for waiting for work to lapse and actually be paid out into your bank account. Bill of sales, checks, and the like can take a long time to actually to beprocessed which could leave you with momentary capital dilemmas. Gratefully, there are options out there for firms to examine-- and among these is factoring companies.

 

Factoring providers will, in trade for your accounts, provide you with the money right now so you do not have to fret about the waiting period which could make paying the expenses and acquiring toolsmore difficult. With this form of arrangement, invoice factoring can come to be exceptionally valuable for numerous enterprises who ought to avoid a cash lure which they have found themselves in.

 

Simply because, relying on the size of the job, it can take up to 60 days for several companies to get paid out then it is necessary to cover up your own back and definitely not leave yourself resources short to pay the expenses. After all, how many business enterprises possess two months revenue just lying there to pay for all their costs till they get paid?

 

This is most notably true of trucking companies. They have the tendency to manage great deals of accounts which means a substantial amount of collection period demands company owner themselves. Trying to get paid off promptly can come to be an incredible inconvenience and this is exactly why you use truck factoring organizations who are thrilled to help out truckers specifically.

 

As we all understand, trucking is an astonishingly huge market with plenty of firms out there working with hundreds of drivers. Sadly, quite a few of these drivers land up in finances difficulties for the reason that they are still awaiting work from six weeks in the past to actually pay them. When this is the case for a truck organization, turning to factoring companies for support may be the very best option left.

 

This means that a trucking corporation can pay off the salaries of the work force, keep all the trucks topped off with fuel and continue to escalate, progress and expand without constantly waiting for the resources which is taking too long to come in. Trucking Firms functioning without a factoring program established are leaving themselves at notable hazard, as competitors cash out promptly and proceed to expand.

 

There's honestly almost nothing to be troubled about when it comes to working with a Factoring contractor-- they are not like a bank or somebody who is going to leave you with a massive stack of financial obligation to repay. You give them authentic invoices from output you have already wrapped up , you are merely speeding up the payment system.

 

In the United states of America, where trucking firms succeed, factoring providers are not considered accepting loan of in any capacity. This private settlement then allows both parties to make money and take pleasure in a good future-- it gives the factoring business a guaranteed asset of money to put into the list and it offers the trucking firm the required finances that they sweated to get.

 

The trucking enterprise bestows their invoices to the factoring business. The trucking factoring firm then collect the payments from the trucking company's customers. Factoring has been all around for centuries and has been employed for several years by a lot of varying markets-- but none exceeding so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending upon who you collaborate with, it signifies that you are acquiring the finances today and can actually start setting the funds to perform.

 

Anyway, an IOU or an invoice is certainly not going to finance overheads, is it? For trucking agencies when the cash can be excellent one day and gone the next, it is up to the vehicle drivers to work smartly and to guarantee they are leaving themselves with a notable amount of time and finance to get through the week until they are handed over once more.

 

So the next instance your trucking company is having some temporary cash flow dilemmas and you are shelling out a bit too much time chasing slowly paying customers, why not begin thinking of utilizing a factoring businesses as a manner to get your money and give yourself a more pleasant future in the eyes of your trucking staff and your bank balance?

 

 

 

 

 

 

 

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Factoring Companies Reviews at Invoicefactoring.Cc

 

 

 

Best Factoring Companies For Trucking

 

Factoring in the Future of a Trucking Business: A Story Craig Washington let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Craig is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Washington Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Craig's father had started this business working as an owner-operator and eventually growing Washington Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Craig's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Craig's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Washington Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Washington Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Craig chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Craig knew he was right in his forward thinking. What would be the next step for Washington Trucking? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

He wondered about factoring - was this the answer for him? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Now it was time for Craig to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

For Craig it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Craig because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients would not have any problems, nor would they think poorly of Washington Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Feeling happier now, Craig stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Craig could actually expand Washington Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

 

 

 

 

 

 

More Best Factoring Companies For Trucking -Articles

 

 

 

 

 

 

 

 

Factoring Companies WV

 

 

 

 

 

 

Factoring Companies Reviews at Invoicefactoring.Cc

 

Trucking Invoice Factoring Companies

 

Date Published- 2014- 11-12 Trucking Factoring Companies Reviews

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
Factoring Companies Reviews at Invoicefactoring.Cc

 

 

 

 

 

More Best Factoring Companies For Trucking -Articles

 

 

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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